Digital transactions are here to stay and fintechs like PayMaya are making it easier to go cashless. The country's leading digital financial services platform is the only fintech in the Philippines that runs a consumer e-wallet app, an enterprise payment processing business, and a remittance agent network with Smart Padala.
While its consumer app may not be the no. 1 e-wallet right now, its superior features make it #TooGoodToBeNo.2. If you haven’t tried out using the PayMaya app yet, you're definitely missing out on some of its surprisingly better features that could make your everyday transactions a whole lot easier.
From its free cash in channels to 99.9% uptime, you'll be surprised at how these nifty features can bring ease, convenience, and even savings whenever you go cashless.
Most number of FREE cash in channels
To start, PayMaya offers FREE cash in at 90,000, out of its over 110,000 cash in touchpoints nationwide. Going cashless is supposed to make your essential transactions more convenient and this is exactly why PayMaya is aiming to remove this barrier. Compared to other e-wallet apps, you don’t have to worry about having to pay up to P200 in cash in fees just to put funds in your e-wallet account.
Cashing in for free is easy too! However you want to cash in to your PayMaya account, there will always be a FREE way to do it – whether it’s at the sari-sari store with Smart Padala in your street, at your go-to convenience stores like MiniStop, or Supermarket like Robinsons Supermarket, or through online transfers from your bank account via Instapay or via a linked BPI, RCBC, or Unionbank account.
Apart from cashing in for free, sending money to other PayMaya account users is also free - and when you transfer funds from PayMaya to a bank account via Instapay, you can earn a cashback of P15 to cover your fee until the end of the year! To get a full list of PayMaya’s free cash in channels, simply tap the ‘cash in’ button on your app’s homepage, and check out the icons with the ‘no fees’ sticker.
Widest billers and load items
Once your account is funded, you can now use it to pay for your everyday needs – from online and in your favorite stores, to in-app - where you can access the widest selection of over 1,500 billers and load items.
PayMaya offers easy access to everything you need to pay – utility bills, condo association dues, credit card payments, government dues, and more – all with a few taps on your PayMaya app. It also gives you access to hundreds of digital goods – from prepaid load, gaming pins, digital subscription packages, and even digital vouchers for yourself or as gifts to your loved ones. Whatever you need to pay or purchase, you can easily find it within a few taps on your PayMaya app.
Safer online shopping
With PayMaya, you also get to ensure that you're only purchasing from legit sellers - whether you're shopping at the in-app Maya Mall where you can access over 360 of your favorite brands or dealing with a PayMaya verified casual seller!
With Maya Mall, you get to access a wide selection of brands in-app - from your favorite fastfood chain to your go-to grocery sites, and shop worry-free because these merchant partners are guaranteed legit!
PayMaya has also made sure that buying from casual sellers who are also PayMaya users is easy and safe - with the introduction of PayMaya Verified Sellers. Now, you can easily check if the seller you're paying is legit - all you have to do is check for the Verified Seller badge on the app's confirmation screen right before you pay. You can also see the list of PayMaya Verified Sellers on the Maya Mall.
Real-time transaction history and notifications
With all these everyday transactions done in your app, PayMaya understands how important it is to be able to keep track of your transactions in real-time. Need to check if your payment pushed through so you can confirm with the seller? Unlike other apps, you don’t have to wait 24 hours for it! PayMaya allows you to track your transactions in real-time right on the app.
Not only does this feature give an additional layer of security – allowing you to ensure that your transactions have pushed through as they should, it also gives you peace of mind – knowing that you’re able to easily monitor your transactions as it happens.
Most reliable with 99.9% uptime
Various finance and e-wallets apps offer trendy features but what good would all these do if your app is on downtime? Lucky for you, you don't have to worry about that because PayMaya won't let you down - 99.9% of the time.
With PayMaya's 99.9% uptime rate, you can ensure that your transactions will go through whenever you need them. No more waiting for hours for your e-wallet's system maintenance to be over, no more wondering whether or not your much-needed transaction went through. If you’re looking for a trustworthy and reliable e-wallet, PayMaya’s here for you.
No PayMaya app yet? Registering a PayMaya account is easy. All you need is your phone and mobile number to sign up. Once you’re ready to upgrade your account to unlock more features like sending money to other users and withdrawing your funds from an ATM, all you need is a primary ID such as your license, passport, or other official government cards, and a quick video selfie.
Sign up today and get 100% cashback on your load or gaming pin purchase when you cash in a min. P100. You can even get up to P200 if you upgrade your account.
These nifty features are bound to make your cashless experience a whole lot better. But don’t just take our word for it. Register to PayMaya now and experience its surprisingly better features for yourself. For more details, visit www.paymaya.com.