Keep Your Holiday Spending and Padala Safe from Scams with GInsure

POSTED BY: Lionell Go Macahilig
2026-01-03 22:27:58 PHT

When it comes to financial safety, one can never be too OA. This is especially true during this season of giving, when digital cash gifts are sent left and right, gifts are bought online, and transactions happen faster and more frequently than usual. Amid the holiday rush, scammers see an opportunity to strike, taking advantage of people’s excitement and urgency. From fake sellers offering too-good-to-be-true deals to phishing attempts that can lead to account takeovers, it’s always better to be safe than sorry.

OA ka man sa pag-iisip, siguradong relax ka na dahil sa proteksyong swak sa’yo with GInsure Express Send Scam Insurance (ESSI). For only a one-time payment of ₱30, GInsure provides 30 days of coverage up to ₱15,000, protecting you against fake sellers, manipulation scams, unauthorized transactions via Express Send, and more when you use Express Send. It keeps your hard-earned 13th-month pay and a-G-inaldos safe from scam’s way.

Here, we list down some of the common types of fraud that GInsure protects you from:

  1. Social Engineering such as phishing, malware phishing, spear phishing, smishing, vishing, and pharming - This is where you have opened messages from false entities and/or individuals. Nagpapanggap ang mga scammers bilang kilala mo para magtransfer ka sa kanila ng funds online. With GInsure, siguradong hindi ka nila maloloko.
  2. Account Takeover - This refers to an attack where a third-party gains unauthorized access to your GCash Account and makes unauthorized transactions. Kadalasang nagagamit nila ang profile mo sa pamamagitan ng phishing, spyware, malware scams at iba pang mga paraan. Pero kasama ang GInsure, ang account mo ay para sa ‘yo lang, kaya siguradong safe ka.
  3. Online Shopping Fraud - This happens when you paid for an item online, but the seller, website, or platform turned out to be fraudulent or fake. Marami ang pwedeng mabiktima nito, lalo na ngayon at marami ang may extra money pang-checkout this holiday season. With GInsure, panatag ang loob mo na legit lahat ng online orders mo.

Knowing about common scams is important given they can affect anyone. Kahit ano man ang edad mo, studyante man o emplayado, anak o magulang, lahat ay pwedeng maging biktima. That’s why GCash empowers Filipinos to confidently send out and receive gifts during the holidays with safety reminders and scam protection insurance.

To stay protected from smishing, phishing, and other scam tactics, GCash also reminds users to practice essential digital safety habits—such as avoiding links or messages from unknown or suspicious sources, refusing offers to buy or rent out accounts, never sharing MPINs or one-time passwords (OTPs), and regularly verifying transactions by checking activity and balances directly within the GCash app.

By double-checking seller reviews, avoiding panic-driven sends, and using GInsure Express Send Scam Insurance, users can enjoy greater peace of mind—saying goodbye to worries and hello to financial protection and assurance this holiday season. Learn more about GCash by visiting https://www.gcash.com.