QR Ph and InstaPay Payments Nearly Triple, But the Philippines Still Leads Southeast Asia in Cash-On-Delivery
Xendit, the payments infrastructure company, released the Xendit Ecommerce Payments Momentum Report 2026, produced with ecommerce data firm Cube. The Philippine findings draw on 1,000 Filipino respondents, part of a 6,000-person survey of online shoppers across six Southeast Asian markets, and on Xendit's own transaction data. Payments over QR Ph and InstaPay, the country's real-time QR and bank transfer rails, grew 198% on Xendit's platform in the 15 months to April 2026. Filipino shoppers are also quick to leave when a checkout doesn't suit them: 41% say a missing payment option was the main reason they abandoned an online purchase in the past three months, their most common checkout frustration. “Filipino consumers have always been receptive to new technology and we see the same in digital payment, but they don't all pay the same way. One wants an e-wallet, another scans a QR Ph code, another uses a card,” said Nazim Ali, President of Xendit. “So for a business, going digital isn'
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